Terms of Service
Last updated: July 8, 2025
Agreement to Terms
By using Credit Guardian services, you agree to follow all applicable laws and accept responsibility for any activity on your account. These Terms of Service constitute a legally binding agreement between you and Eula Properties LLC (doing business as Credit Guardian).
Services Provided
Credit Guardian is a credit consulting company, not a law firm or credit bureau. We provide credit repair, credit monitoring, and credit education services to help improve your credit profile.
No Guarantee of Results
Credit Guardian does not guarantee specific results or credit score improvements. Outcomes vary based on individual credit history, the accuracy of information in your credit reports, and other factors beyond our control.
Client Responsibilities
- Provide accurate and complete information about your credit history
- Respond promptly to requests for documentation or information
- Comply with all applicable laws and regulations
- Make timely payments for services rendered
Payment Terms
Payment for services is due upon completion of the intake process. We accept payment via Stripe and PayPal. All sales are final unless otherwise specified in our refund policy.
Cancellation Policy
You may cancel your service at any time by providing written notice. Refunds are handled according to our money-back guarantee policy as outlined in your service agreement.
Privacy and Data Protection
We are committed to protecting your personal information. Our collection and use of your data is governed by our Privacy Policy, which is incorporated into these terms by reference.
Limitation of Liability
Credit Guardian's liability is limited to the amount paid for our services. We are not liable for any indirect, incidental, or consequential damages arising from the use of our services.
Compliance with Laws
Our services comply with the Credit Repair Organizations Act (CROA), Fair Credit Reporting Act (FCRA), and other applicable federal and state laws.
Modification of Terms
We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting to our website. Continued use of our services constitutes acceptance of the modified terms.
Contact Information
For questions about these Terms of Service, please contact us at (713) 810-7645 or through our contact form.