Disclosures
Important information about our services
Company Information
Credit Guardian is a credit consulting company operated by Eula Properties LLC, not a law firm or credit bureau. We provide credit repair, monitoring, and educational services to help improve your credit profile.
No Guarantee of Results
We do not guarantee specific results or credit score improvements. Credit repair outcomes may vary based on individual circumstances, credit history, and the accuracy of information in your credit reports.
Legal Compliance
Our services comply with federal and state laws, including:
- Credit Repair Organizations Act (CROA)
- Fair Credit Reporting Act (FCRA)
- Fair Debt Collection Practices Act (FDCPA)
- Applicable state credit repair laws
Your Rights
Under federal law, you have the right to:
- A written contract that clearly explains your rights and obligations
- Cancel your contract within 3 business days of signing
- Receive a full refund if you cancel within the cancellation period
- Dispute inaccurate information on your credit report yourself, at no cost
Timeline Expectations
Credit repair is typically a 3-6 month process. Some improvements may be seen within 30-60 days, while others may take longer depending on the complexity of your credit issues.
Cost Information
Our service packages range from $597 to $1,497 depending on the level of service selected. All fees are disclosed upfront with no hidden charges.
Credit Bureau Information
You can obtain free copies of your credit reports from the three major credit bureaus (Equifax, Experian, and TransUnion) at annualcreditreport.com or by calling 1-877-322-8228.
Contact Information
For questions about these disclosures or our services, contact us at (713) 810-7645.