Credit Guardian Blog
Expert insights and tips for improving your credit
The Complete Guide to Removing Collections from Your Credit Report
Learn proven strategies to remove collection accounts from your credit report, including validation letters, pay-for-delete negotiations, and dispute processes.
Understanding the Credit Utilization Ratio: The 30% Rule Explained
Your credit utilization ratio is the second most important factor in your credit score. Learn how to optimize it for maximum score improvement.
How to Deal with Debt Collectors: Your Complete Rights Guide
Learn your rights when dealing with debt collectors, how to verify debts, and strategies to protect yourself from aggressive collection tactics.
Complete Guide to Your 674 Credit Score: What You Need to Know
If you have a 674 credit score, you are in the good credit range. Learn what this means for your financial options and how to improve further.
The Truth About Credit Repair: What Works and What Doesnt
Separate fact from fiction in the credit repair industry. Learn what legitimate credit repair can and cannot do for you.
7 Common Credit Report Errors and How to Fix Them
Discover the most frequent credit report mistakes that could be hurting your score and learn step-by-step how to dispute them.
Understanding Your Credit Score: A Complete Guide
Learn everything you need to know about credit scores, how they are calculated, and practical steps to improve them.
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